In determining for purposes of this division whether the shareholders` equity of any corporation which is an applicant for a license or which is a licensee is adequate, the commissioner shall consider: (a) The nature and volume of the business and proposed business of the corporation; (b) The amount, nature, quality, and liquidity of the assets of the corporation; (c) The amount and nature of the liabilities (including contingent liabilities) of the corporation; (d) The history of, and prospects for, the corporation to earn and retain income; (e) The quality of the operations of the corporation; (f) The quality of the management of the corporation; (g) The nature and quality of the controlling person of the corporation; and (h) Such other factors as are in the opinion of the commissioner relevant.
