&  W Swann Avenue
Tpa, FL 33606-2727

        Expert witness consulting and testimony in areas of bad faith, insurance 

                       coverage disputes, contracts and claims handling policies and procedures.

Areas of         Insurance Claims

Expertise:       Insurance Bad Faith

                       Insurance Coverage Disputes 

Profile:           B.A. in Business-Aquinas College.  J.D.-Thomas M. Cooley Law School.

                       Emeritus member, State Bar of Michigan.

                       Prior member of Florida State Bar, Authorized House Counsel section

                       while employed at USAA. 

                       CPCU (Chartered Property Casualty Underwriter)                           

                       Certified Master Special Arbitrator, Arbitration Forums                         

                       While employed in private industry, I was a licensed adjuster in Florida,

                       Kentucky, South Carolina and California.  

                       Florida Department of Financial Services approved  instructor for  

                       Adjuster Ethics courses. 

l    Over thirty years claims, claims supervision and claims litigation experience.  Responsible for multi-state claims and claims litigation management including coverage decisions, direction of outside counsel, reserve

setting, training, mediation and trial attendance.  I have testified by deposition and at trial regarding insurance company claim practices and policies.