The Need for the Comprehensive Reform of the U.S. Credit Card Industry

The average interchange fee in the U.S. is seven times the interchange fee set by Visa and MasterCard in countries throughout the rest of the world. Using 2008 figures, if the interchange fee charged by credit card issuers was decreased (via comprehensive credit card reform legislation) from the current 2.10% to 0.60%, the result would be an annual savings of approximately $34.3 billion for U.S. merchants and consumers.
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Our practice, with over thirty-four years of international business experience, focuses on business law (U.S. and international), securities law and corporate law.